On this Giving Tuesday, we celebrate the generosity of the faithful. It’s likely your members are making charitable gifts today and their donations may include your church. We would like to share some thoughts on equitable fee structures for church eGiving… it will only take a minute!
Consider this scenario:
Maria G. and Bill K. have been longtime active members at St. Joseph Catholic Church.
Maria G. donates $20 per week electronically to offertory.
Bill K. gives $50 per week electronically to offertory.
- Should St. Joseph’s be required to pay more for Bill’s gift?
- Is the eGiving company, actually doing more work for Bill’s offertory donation as compared to Maria’s?
Consider fee arrangements that many churches like St. Joseph’s have with transaction-based eGiving providers – I hope you will reflect on the following questions:
- Do your members realize that the more generous they are, the higher the payment is for your eGiving provider?
- Generosity that materializes and grows over a period time is a culmination of reflection; an increased awareness towards the need to give back to God, and recognition from members that belong to the church. Why should any eGiving firm get to share in this recognition by being paid more?
- How much money will the eGiving company St. Joseph’s is using be making when 80% of their donations are eventually processed electronically?
- Beyond processing donations, what practical steps and services do transaction-based eGiving providers include in their platform, to merit a higher fee month to month?
Since 2004, Faith Direct has maintained that a flat fee payment model, for the life of the eGiving program, is a more equitable fee arrangement for the churches we serve.

 “There is a nobility in the duty to care for creation through little daily actions…”
“There is a nobility in the duty to care for creation through little daily actions…” For your program to be truly powerful, it must enable church members to give not only their traditional weekly offertory, but also second appeals and one-time gifts.
For your program to be truly powerful, it must enable church members to give not only their traditional weekly offertory, but also second appeals and one-time gifts. Transaction Costs: Most eGiving programs charge a percentage of the gross receipts plus a user fee – so the more people sign up, the more it will cost. Consider that in three years, 80% of your donations will be processed electronically, and it might surprise you how much you will be paying a provider to process gifts!
Transaction Costs: Most eGiving programs charge a percentage of the gross receipts plus a user fee – so the more people sign up, the more it will cost. Consider that in three years, 80% of your donations will be processed electronically, and it might surprise you how much you will be paying a provider to process gifts! Enrollment: You will need easy-to-use online enrollment forms, and paper forms for those who prefer that option. A staff member will need to devote time to keying the information from paper forms into your system.
Enrollment: You will need easy-to-use online enrollment forms, and paper forms for those who prefer that option. A staff member will need to devote time to keying the information from paper forms into your system. Multiple Appeals: You’ll need to be able to customize your system for a variety of collections and one time gifts throughout the year – and this will require time and technical know-how.
Multiple Appeals: You’ll need to be able to customize your system for a variety of collections and one time gifts throughout the year – and this will require time and technical know-how. Declines: Whether it’s non-sufficient funds for a checking account or an expired credit card, some of your transactions won’t go through – so you will need to be able to coordinate with individual members to determine an alternate form of payment.
Declines: Whether it’s non-sufficient funds for a checking account or an expired credit card, some of your transactions won’t go through – so you will need to be able to coordinate with individual members to determine an alternate form of payment. Account Changes: Throughout the year, members will want to switch to a new card or checking account, or adjust the amount they give each month. Somebody from your church will need to be ready to help manage that.
Account Changes: Throughout the year, members will want to switch to a new card or checking account, or adjust the amount they give each month. Somebody from your church will need to be ready to help manage that. Technology: When members switch to the newest phone or tablet, or update their operating systems, you’ll want to make sure your eGiving system is keeping up – and it’s especially important to promptly install any security updates issued for the software you use.
Technology: When members switch to the newest phone or tablet, or update their operating systems, you’ll want to make sure your eGiving system is keeping up – and it’s especially important to promptly install any security updates issued for the software you use.
 Whether they’re signing their kids up for soccer camp, volunteering for the PTA or planning for a work-related conference, people in your church are using online registration to manage their schedules and get involved in the community.
Whether they’re signing their kids up for soccer camp, volunteering for the PTA or planning for a work-related conference, people in your church are using online registration to manage their schedules and get involved in the community.
